1. In a large mixing bowl, combine the cream cheese and butter. Beat with an electric mixer on medium speed until smooth and creamy, about 2-3 minutes.
2. Add in the peanut butter and vanilla extract, mixing well until fully incorporated.
3. Gradually add the powdered sugar, mixing on low speed to prevent a sugar cloud in your kitchen. Continue to beat until everything is smooth and combined.
4. Fold in the mini chocolate chips and chopped nuts, if using, with a spatula until evenly distributed throughout the dip.
5. Transfer the dip to a serving bowl and refrigerate for at least 30 minutes before serving. This helps the flavors meld together beautifully.

As I’ve learned from my abuela, trust your senses. Taste as you go, and if you feel it needs a bit more sweetness or texture, adjust accordingly. Cooking is all about making it your own!