Ready to bring this autumn treat to life? Follow these steps:

1. Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line it with parchment paper for easy removal.
2. In a large bowl, whisk together the flour, granulated sugar, brown sugar, baking powder, salt, cinnamon, nutmeg, and cloves.
3. In another bowl, combine the melted butter, vanilla extract, eggs, and milk. Stir until well blended.
4. Gradually add the wet ingredients to the dry ingredients, mixing until just combined. Be careful not to overmix.
5. Toss the diced apples with lemon juice to prevent browning, then gently fold them into the batter.
6. Pour half of the batter into the prepared loaf pan. Sprinkle some cinnamon sugar over the batter, then add the remaining batter on top. Finish with another sprinkle of cinnamon sugar for a crunchy crust.
7. Bake for 60-70 minutes, or until a toothpick inserted into the center comes out clean. Keep an eye on the bread as it bakes; if the top browns too quickly, cover it loosely with aluminum foil.
8. Allow the bread to cool in the pan for about 10 minutes before transferring it to a wire rack to cool completely.

Baking this bread always takes me back to those cherished moments in my grandmother’s kitchen, where the scent of cinnamon and apple felt like a warm embrace.